Retail Credit Underwriter

CNH Industrial is a world-class equipment and services company. Driven by its purpose of Breaking New Ground, which centers on Innovation, Sustainability and Productivity, the Company provides the strategic direction, R&D capabilities, and investments that enable the success of its five core Brands: Case IH, New Holland Agriculture and STEYR, supplying 360 agriculture applications from machines to implements and the digital technologies that enhance them; and CASE and New Holland Construction Equipment delivering a full lineup of construction products that make the industry more productive. Across a history spanning over two centuries, CNH Industrial has always been a pioneer in its sectors and continues to passionately innovate and drive customer efficiency and success, driven by its purpose of Breaking New Ground. As a truly global company, CNH Industrial's 35,000+ employees form part of a diverse and inclusive workplace, focused on empowering customers to grow, and build, a better world.

As a Retail Credit Underwriter, you will analyze credit risk for equipment and revolving line of credit applications by reviewing credit bureaus as well as other financial data. You will be responsible to review applicant information for accuracy and identify and resolve any potential discrepancies. The ideal candidate will have strong attention to detail and decision-making skills and will need to be able to come up with creative solutions to mitigate risk to the company. Good communication skills are a must as you will be part of a call center.

The position works out of the Racine, WI office, with a hybrid work model.

Normal hours are 8:00 - 5:00 CT with occasional 9:00-6:00 CT, 10:00-7:00 CT shifts and some Saturdays are required.

Verifying, analyzing, and processing retail credit applications in a timely manner, helping to grow retail acquisitions with minimal risk of loss and maximizing profit
• Reviewing and making decisions on credit transactions or submit recommendation to a higher approval authority
• Communicating with CNH Capital sales team, dealers, and end-user customers to effectively structure transactions to support equipment sales
• Identifying and supporting implementation of process and system improvements
• Apply policy and procedure as required
• Complete additional projects and tasks that are assigned

The salary range for this position is $55,000-$81,400 annually (Actual salaries will vary and will be based on various factors, such as skill, experience and qualification for the role.)

• Bachelor's degree in finance, business, or a related field, or equivalent experience
• 2+ years commercial credit underwriting experience or related areas in the credit cycle

Preferred

• Background working in financial services credit or collections
• Financial spreading/analysis
• Willingness to learn data analysis, dashboards, and market trends to enhance the decision making
• Great ability to relate and communicate with multiple dealers and internal customers will be key to succeed in this role
• Positive attitude
• Demonstrate strong communication skills, both written and verbal
• Problem solving skills and ability to propose and implement creative solutions
• Ability to make quick decisions
• Proficient in Microsoft Office and good MS Excel skills
• Demonstarte great communication with Dealers and end-user customers, Internal and external sales Remarketing and customer Contact Team

CNH Industrial offers a wide variety of benefits that not only encourages wellness and preventive care, but we also provide the right tools and programs to help you achieve it. Our benefits package includes medical, dental, vision, disability, and life insurance. Our industry leading 401k will support you in meeting your retirement objectives. Additional benefits include paid parental leave, flexible work policies, opportunities for self-development and paid leave for specific activities. Click here for more information!

US applicants: CNH Industrial is an equal opportunity employer. This company considers candidates regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Applicants can learn more about their rights by viewing the federal "EEO is the Law" poster and its supplement here. CNH Industrial participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You can view additional information here.

If you need reasonable accommodation with the application process, please contact us at narecruitingmailbox@cnhind.com.

Read about our company's commitment to pay transparency by clicking this link: pay transparency notice.

Canada applicants: CNH Industrial is an equal opportunity employer. This company considers candidates regardless of race, colour, religion, sex, sexual orientation, gender identity, nationality, place of origin, disability, marital status, family status, age, or any other ground prohibited by applicable provincial human rights legislation.