Commercial Credit Analyst

SCE Federal Credit Union
$32.50 - $42.50 / hr
remote work

12701 Schabarum Avenue (Show on map)
Jul 10, 2025
Commercial Credit Analyst Make an impact where it counts. At Rize Credit Union, we believe in doing business differently-by helping people thrive. We're growing our Business Services team and looking for a Commercial Credit Analyst who's ready to dive into meaningful work and help local businesses succeed. Remote Work Available: This is a hybrid remote position and can be based in California or Nevada. The posted salary range reflects compensation for candidates located in California. A salary range for Nevada-based candidates is available upon request. What You'll Do: As a Commercial Credit Analyst, you'll play a vital role in supporting our commercial lending efforts by evaluating the creditworthiness of business borrowers and helping structure loans that meet their needs-while protecting the credit union's portfolio. You'll work side-by-side with our Commercial Loan Officers and cross-functional teams to deliver strong financial insights and excellent service. In This Role, You Will: Analyze borrower financials, conduct interviews, and assess collateral to determine creditworthiness Underwrite a variety of commercial loans, including real estate, C&I, equipment loans, and lines of credit Prepare comprehensive credit memos with clear, thoughtful risk assessments and recommendations Manage loan renewals, gather updated financial data, and support portfolio risk management Review complex documentation like financial statements, appraisals, and environmental reports Collaborate with internal teams, borrowers, and third parties to move loans forward efficiently Stay informed of lending regulations, policies, and industry best practices What You Bring: 2+ years of commercial lending or banking experience (underwriting experience preferred) Experience with commercial real estate, lines of credit, SBA programs, or asset-based lending is a plus Strong analytical skills, attention to detail, and the ability to manage multiple priorities Excellent communication skills and a commitment to professional, responsive service Bachelor's degree preferred Proficiency with Microsoft 365 and comfort learning new systems Why Rize? We're not your typical financial institution. We're a passionate, member-first team committed to creating better lives for our community-and a workplace where every team member is valued, supported, and inspired to grow. Here's what you'll love about working here: A values-driven culture with a genuine commitment to people over profits Opportunities for personal and professional development Competitive compensation and generous benefits package A chance to be part of something meaningful Ready to Rize? If you're looking to put your credit expertise to work in a mission-driven environment where your ideas and impact matter, we'd love to meet you.