Quality Verification Representative - Loan Operations

Position Title:Quality Verification Representative

Business Unit:Operations

Reports to: Manager of Compliance - Operations

Position Overview:

As a member of the Compliance and Quality Review Verification team, this position provides support across all Loan Operations teams, conducting thorough pre-closing reviews, funding verification, flood due diligence, and procedural compliance monitoring. This role is responsible for verifying the accuracy, compliance, and regulatory adherence of various loan documents, including Small Business, Pre-funding, Attorney Prepared Reviews, Commercial Flood, and Wholesale Commercial loans.

Primary Responsibilities:

Executes pre-closing review of loan documents for non-real estate commercial loans, adds or removes document exceptions as discovered or resolved and reviews and packages mortgage and UCC documents for recording.

Prepares entries required to fund loans based on established procedures and meets set timeline for all funds to correctly document Bank assets.

Reviews closing documents and modifications for small business and commercial loans and is measured against established volume levels, reviews request for compliance with Bank policy and procedure and advises Lenders or Underwriters of deficiencies.

Reviews hazard and flood insurance on designated loans to assure collateral is protected and force-places insurance as needed through third party vendor.

Supports all teams within Loan Operations. Duties would include but not limited to Document Review, Funding Review, Flood Review and Procedural Review and monitoring. Work within a cohesive team environment.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

High School or GED

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Ability to use a personal computer and job-related software

Excellent communication skills, both written and verbal

Detail-oriented

Ability to use general office equipment

Excellent organizational, analytical and interpersonal skills

MS Excel - Intermediate Level

MS Word - Expert Level

Ability to work and multi-task in a fast paced environment

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.