Farm and Ranch Claims Adjuster

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property - such as manufactured homes and specialty dwellings - and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can't.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day. This position has a hybrid schedule, 40-50% of the time in the office in Amelia, OH. Remote working arrangements will be considered for qualified candidates in other geographical locations.

American Modern Insurance Group is developing a new Farm and Ranch division and we are looking for an experienced Adjuster to join our Virtual Desk team. In this role, you will have exposure to various kinds of claims such as Farm Auto, Farm Dwelling, Farm Equipment and Farm Structures.

We are looking for a highly motivated and detail-oriented individual to investigate, evaluate, and settle farm and ranch claims in accordance with company policies and procedures. The successful candidate will have a strong understanding of agricultural operations, insurance principles, and claims adjusting practices. This role requires excellent communication and interpersonal skills, as well as the ability to work independently and as part of a team.

Key Responsibilities:

• Investigate and evaluate farm and ranch claims, including but not limited to:
• Crop damage
• Livestock losses
• Equipment and property damage
• Business interruption
• Conduct virtual inspections and interviews with policyholders, witnesses, and other stakeholders.
• Gather and analyze data, including financial records, agricultural reports, and other relevant documents.
• Determine the extent of damages and losses, and calculate claim settlements in accordance with policy terms and conditions.
• Communicate claim decisions and settlements to policyholders, agents, and other stakeholders.
• Maintain accurate and detailed records of claims activity, including documentation of investigations, evaluations, and settlements.
• Stay up-to-date with industry developments, regulatory changes, and company policies and procedures.

Qualifications

• Bachelor's degree in a relevant field (e.g., business, construction management, or a related field).
• At least two years of experience in farm and ranch claims adjusting
• Strong knowledge of agricultural operations, including crop and livestock production
• Familiarity with insurance principles, including policy terms, conditions, and exclusions
• Excellent communication, interpersonal, and problem-solving skills
• Ability to work independently and as part of a team
• Strong analytical and organizational skills, with attention to detail and ability to prioritize tasks
• Proficient in Microsoft Office, with ability to learn company-specific software and systems

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 5% employer match.
• A retirement savings plan that is 100% company funded.
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

The salary range for this role is between $60,000 and $100,000 annually plus bonus and benefits mentioned above.

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.