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Factoring Operations Specialist

Spectraforce Technologies
United States, Florida, St. Petersburg
Nov 11, 2026
Job Title: Factoring Operations Specialist

Location: St Petersburg, FL 33716

Duration: 6 Months

Schedule: 8:30 to 5:00 EST

Job Summary

The Factoring Operations Specialist is responsible for executing accurate, timely back-office processing across payroll, invoicing, funding packets, cash application, and reconciliations that support the delivery of high-quality client service. This role ensures the integrity of financial processing, meets banking deadlines, and partners closely with Portfolio/Relationship Managers to resolve exceptions and maintain a stable factoring portfolio.

Key Responsibilities

Funding & Reconciliation

  • Prepare and reconcile weekly funding reports including invoices purchased, accounts receivable activity, and reserve analyses.
  • Ensure all reconciliations are accurate, auditable, and completed within required timelines.


Data Preparation & Imports

  • Build and validate Excel/CSV files for import.
  • Perform accurate data entry for invoices purchased, maintaining consistency across systems.


Cash Movement & Reporting

  • Execute wires and ACH transactions in coordination with banking deadlines.
  • Generate A/R aging and subsidiary reports; balance payroll and invoicing to accounting statements.


Exception Processing

  • Support Relationship Managers by researching and processing exception items.
  • Surface discrepancies, partner cross-functionally to resolve them, and document outcomes.


Quality, Compliance & Timeliness

  • Meet all daily, weekly, and banking-related processing deadlines.
  • Maintain complete, audit-ready records and adhere to internal policies and procedures.
  • Identify opportunities for process improvement and workflow efficiency.



Qualifications

Required

  • Associate's degree in Accounting or equivalent experience.
  • Strong Excel skills and proficiency working across multiple datasets and systems.
  • Solid understanding of payroll taxes, accounts payable, accounts receivable, and/or cash posting.
  • Highly detail-oriented, organized, and effective at managing deadlines in a fast-paced environment.
  • Strong service mindset with the ability to collaborate across teams.



Preferred

  • Experience in factoring, payroll processing, or financial operations.
  • Familiarity with reconciliation and exception-management workflows.


Position is offered by a no fee agency.
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